On October 18, 1977 at 9:30 a.m. in Thomasville, Georgia the doctor, with delight, announced the birth of a baby girl. Excited and elated, the parents give their new baby girl the name Cleshonda Ann Reddick. As the baby began to grow and mature her mother Janice Banks decided to call her Ann, because she was marked by courtesy, kindness, compassion, sociable, and elegance. The true meaning of her name, Ann has a Hebrew origin and the name itself means gracious.

After, graduating from Leon High School in Tallahassee, Florida she decided to attend Florida A & M University. In her spare time, she was a mentor and tutor for kids in her community. She also participated in her church choir, at Bethel Missionary Baptist Church in Tallahassee, Florida. Following the completion of her Bachelor of Science Degree from Florida A & M University she was determined to leave the nest and make a life for herself. Ann she moved to Tampa, Florida where she was recruited to work for TECO Energy. There she held the position as an Energy Risk Management Analyst. After 2½ years she was presented with an opportunity to pursue her life long dream; to start her own business. The decision was made to move to a new town and state far away from everything familiar in order to start a new life. Ann currently lives in Providence, Rhode Island where she is the owner and manager of a mortgage net branch company that continues to grow. In her spare time she enjoys spending time with family and friends, especially with her younger brother and his family.